Unit 1 Money， Credit and Interest Rates 货币、信用和利率
Section A Money and Money Supply 货币与货币供给
Section B Credit 信用
Section C Interest Rates 利息和利率
Unit 2 The Central Bank 中央银行
Section A Overview of Central Banks中央银行概述
Section B Some Major Central Banks 一些主要的中央银行
Unit 3 Commercial Banks 商业银行
Section A Overview of Commercial Banks商业银行概述
Section B Personal Banking个人银行业务
Section C Corporate Banking 公司银行业务
Section D Bank Risk Management 银行风险管理
Unit 4 Investment Banks 投资银行
Section A Overview of Investment Banks 投资银行概览
Section B Securities 证券
Section C Stock Market 证券交易所
Section D Securities Regulation 证券监管
Unit 5 Insurance 保险
Section A Overview of Insurance保险概述
Section B Types of Insurance 保险的种类
Unit 6 Derivatives金融衍生品
Section A Overview of Derivatives 金融衍生品概述
Section B Options 期权
Section C Futures and Forwards期货和远期
Unit 7 Foreign Exchange Market 外汇市场
Section A Foreign Exchange and Exchange Rates 外汇和汇率
Section B Foreign exchange Services of Commercial Banks 商业银行的外汇业务
Unit 8 Internet Finance 互联网金融
Section A Overview of Internet Finance互联网金融概述
Section B Models of Internet Finance 互联网金融模式
参考文献
內容試閱：
Unit 1 Money， Credit and Interest Rates 货币、信用和利率
学习目标：
了解货币的演进，信用的形式，货币与经济的重要关系
熟悉货币的功能，货币供给的内涵，基准利率的含义
掌握货币、利息和利率的概念，利率的种类，基础信用工具的类型
Section A Money and Money Supply 货币与货币供给
Money is defined as anything that is generally accepted in payment for goods or services or in the repayment of debt. With this definition mentioned， currency， including bank notes and coins， will easily come into people’s mind because it clearly fits this definition. But to define money merely as currency is much too narrow because practically all payments are made not only by the exchange of currency but also by the transfer of deposit balance via checks or electronic transfer. So checking account deposits are considered money as well. Therefore an even broader definition of money is often needed because other items such as savings deposits and time deposits can in effect function as money. As we go on our exploration in finance， we’ll see more components in money.
Text 1 Functions of Money 货币的功能
Money is often defined in terms of the three functions or services that it provides. Money serves as a medium of exchange， as a store of value， and as a unit of account.
1. Medium of Exchange
Money’s most important function is as a medium of exchange to facilitate transactions. Without money， all transactions would have to be conducted by barter， which involves direct exchange of one good or service for another. The difficulty with a barter system is that in order to obtain a particular good or service from a supplier， one has to possess a good or service of equal value， which the supplier also desires. In other words， in a barter system， exchange can take place only if there is a double coincidence of wants between two transacting parties. The likelihood of a double coincidence of wants， however， is small and makes the exchange of goods and services rather difficult. Money effectively eliminates the double coincidence of wants problem by serving as a medium of
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